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NEET Counselling Fees 2026: Registration Fee, Security Deposit and Refund Guide

Understand NEET UG counselling fees, refundable security deposits, refund timelines and payment rules for AIQ, Deemed Universities, Central Universities, AIIMS, JIPMER and more.

4 Aug 2026NEET Counselling Fees 2026MCC Counselling Fees 2026NEET UG Counselling 2026MCC Registration Fee

Introduction

The MCC fee structure is one of the most confusing parts of NEET UG counselling.

Candidates commonly ask:

How much must be paid during registration?
Is the security deposit refundable?
When will the refund be credited?
What happens after a double payment?
Can the payment be made through an NRI account?
In which situations is the security deposit forfeited?

Incorrect payment decisions can result in forfeited deposits, delayed refunds and other counselling complications. This guide explains the registration fee, security deposit, payment methods, refund process and forfeiture rules applicable to MCC counselling in 2026.

Important: Candidates should verify the final fee structure and payment rules from the official MCC notification before registering.

What Do MCC Counselling Fees Include?

The amount paid during MCC counselling consists of two components:

1. Non-Refundable Registration Fee

This is the counselling registration charge. It is not refunded after successful registration.

2. Refundable Security Deposit

This amount may be refunded after the completion of all counselling rounds, provided the candidate fulfils the applicable joining, resignation and eligibility conditions.

The total amount depends on the candidate’s category and the type of seats selected during registration.

MCC Counselling Fee Structure 2026

1. Fees for Deemed Universities

Candidates applying for MBBS or BDS seats in Deemed Universities must pay the following amount:

Fee Component	Amount	Applicable To
Non-refundable registration fee	₹5,000	All candidates
Refundable security deposit	₹2,00,000	All candidates
Total payable amount	₹2,05,000	All categories

Example

A candidate selecting Deemed University seats will pay:

₹5,000 registration fee + ₹2,00,000 security deposit = ₹2,05,000

The registration fee is non-refundable. The ₹2,00,000 security deposit is refundable only when the candidate satisfies the applicable MCC conditions.

2. Fees for AIQ, Central Universities and Central Institutes

This fee structure applies to counselling for:

15% All India Quota seats
Central Universities
AIIMS
JIPMER
ESIC
Participating B.Sc. Nursing institutes

Category	Registration Fee	Security Deposit	Total Payable
UR/EWS	₹1,000	₹10,000	₹11,000
SC/ST/OBC/PwD	₹500	₹5,000	₹5,500

Example for UR/EWS Candidates

₹1,000 + ₹10,000 = ₹11,000

Example for SC/ST/OBC/PwD Candidates

₹500 + ₹5,000 = ₹5,500

3. Applying for Both Government and Deemed University Seats

Candidates applying for both Government and Deemed University seats do not need to pay two separate counselling amounts.

They must pay only the higher applicable fee.

Therefore, a candidate selecting both AIQ Government seats and Deemed University seats will pay:

₹2,05,000

This amount covers participation in both AIQ and Deemed University counselling.

Accepted Payment Methods

MCC accepts counselling payments through:

Net banking
Credit card
Debit card

Net banking may be preferable because the associated bank or payment-gateway charges are often lower than card-payment charges.

Payment must be completed through the secure payment gateway available on the MCC website. Candidates can proceed with choice filling only after the transaction is successfully processed.

MCC Security Deposit Refund Rules

When Is the Security Deposit Refunded?

The refundable security deposit is processed only after all counselling rounds have been completed.

The general refund process described in the supplied guidance is:

MCC announces the completion of counselling.
The Financial Custodian initiates eligible refunds.
Refunds are initiated within approximately 15 days of MCC’s notification.
The refund process is completed within approximately 30 days.
After processing, the amount may take another 2–15 days to appear in the candidate’s account, depending on the bank.

Candidates should regularly check the MCC portal for refund notices and transaction details.

Refund Is Credited to the Original Payment Account

The security deposit is refunded only to the same bank account, debit card or credit card used for the original payment.

Examples

If payment was made through a particular debit or credit card, the refund will be credited to that card.
If payment was made through net banking, the refund will return to the same bank account.

Candidates should keep the payment account active until the complete refund has been received.

Closing the account or card before the refund is processed may result in failure or a significant delay.

Can the Refund Be Sent to Another Account?

No.

MCC does not accept requests to transfer the security deposit refund to a different bank account or card.

Candidates should therefore avoid using an unrelated person’s card or bank account for counselling payments.

When Is the Security Deposit Forfeited?

The security deposit may be forfeited in the following situations.

1. Round 2 or Later Seat Allotted but Not Joined

If a candidate is allotted a seat in:

Round 2
Round 3
Stray Vacancy Round

but does not join the allotted institution, the security deposit may be forfeited.

2. Admission Cancelled Due to Incorrect Information

The deposit may be forfeited when:

Incorrect details were submitted during registration.
The candidate fails to produce the required documents.
Documents are found to be fake, invalid or inconsistent.
The candidate is declared ineligible during verification.

3. Resignation After Joining a Round 2 Seat

If a candidate joins the Round 2 allotted seat and later resigns, the security deposit may be forfeited.

4. Non-Joining After Round 3 Allotment

Resignation is not allowed after joining a Round 3 seat.

A candidate who receives a Round 3 seat but does not join may:

Lose the security deposit
Become ineligible for further counselling rounds

5. Stray Vacancy Round Non-Joining

If a candidate is allotted a seat in the Stray Vacancy Round but does not join:

The security deposit is forfeited.
The candidate is eliminated from subsequent rounds.

Is Free Exit Available in Round 1?

Yes. Round 1 provides a free-exit facility.

If a candidate is allotted a seat in Round 1 but does not join:

The security deposit is not forfeited.
No non-joining penalty is imposed.
The candidate remains eligible for Round 2.

Candidates should still check the latest MCC rules regarding willingness submission, upgradation and reporting.

What Happens If You Pay Twice?

A candidate may accidentally make multiple payments for the same NEET roll number because of:

Delayed payment confirmation
Transaction failure messages
Repeated payment attempts
Browser or payment-gateway issues

Double-Payment Refund Process

The supplied guidance states that the candidate should:

Wait for 10 days after the registration window closes.
Contact the Financial Custodian.
Submit payment and registration details.
Allow the prescribed period for the excess payment refund.

The excess amount may be refunded within 30 days after the registration window closes.

An administrative charge will be deducted from each excess receipt.

The deduction is:

50% of the registration fee or ₹500, whichever is lower.

Example

If a candidate pays a ₹1,000 registration fee twice, the additional ₹1,000 payment may be refunded after deducting the applicable administrative charge.

Do Candidates Need to Apply for a Regular Refund?

Normally, no separate application is required.

The security deposit refund process is automatic for eligible candidates.

After all rounds are completed:

MCC publishes the list of eligible candidates.
The Financial Custodian initiates the refund.
Refunds are processed within the notified timeline.
MCC publishes the refund date and transaction details on its portal.

Candidates should monitor their registered email address and the official MCC portal.

Should You Initiate a Chargeback Through Your Bank?

No. Candidates should not initiate a chargeback after receiving an MCC roll number.

A chargeback may prevent MCC or the Financial Custodian from processing the regular refund through the payment gateway.

If a chargeback has already been raised, the candidate may need to:

Withdraw the chargeback claim
Obtain a No Objection Certificate from the issuing bank
Complete additional banking or legal formalities
Wait longer for the refund

This can cause a substantial delay in receiving the amount.

Can MCC Fees Be Paid Through an NRI Account?

The supplied MCC guidance states that the security deposit should not be paid directly from an NRI account because MCC cannot process the refund back to that account under the stated banking rules.

Candidates wishing to use NRI funds should follow this route:

NRI Account → NRO Account → MCC Payment Gateway

The refund will then be credited to the same NRO account used for the payment.

Does MCC Pay Interest on the Security Deposit?

No. MCC does not pay interest on the refundable security deposit.

The supplied guidance states that successful registration is treated as a service rendered, and no interest is payable on the deposited amount.

Who Pays the Bank Charges?

Any bank or payment-gateway charges must be paid by the candidate.

MCC does not reimburse transaction charges.

Net banking may involve lower charges than debit-card or credit-card payments.

Who Is the MCC Financial Custodian?

HLL Lifecare Limited, a Government of India undertaking under the Ministry of Health and Family Welfare, acts as the Financial Custodian for MCC counselling.

Its responsibilities include:

Collecting non-refundable registration fees
Collecting refundable security deposits
Processing refunds for eligible candidates after counselling is completed

Financial Custodian Contact Details

For Refund-Related Issues

Email: financemcc@lifecarehll.com

For Other Counselling Issues

Email: callcentremcc@lifecarehll.com
Toll-Free Number: 1800-102-7637

Important Conditions

Candidates should:

Send refund queries from their registered email address.
Include their roll number and transaction details.
Attach the payment receipt, where required.
Contact the Financial Custodian only after the prescribed waiting period.

Refund-related issues should generally be raised after:

10 days from the closing of the counselling window, or
15 days from the publication of refund details on the MCC portal.

Frequently Asked Questions

Q1. When will I receive my MCC security deposit?

The security deposit is refunded after all counselling rounds are completed. MCC publishes a notification, after which the Financial Custodian processes eligible refunds.

Q2. Can I receive the refund in another bank account?

No. The refund is credited only to the same bank account, debit card or credit card used for the original payment.

Q3. What happens if I close the payment account?

The refund may fail or be significantly delayed. Keep the account or card active until the complete amount has been credited.

Q4. Do I need to submit a refund application?

Normally, no. The refund process is automatic for eligible candidates.

Q5. What should I do after a double payment?

Wait for 10 days after the registration window closes and contact the Financial Custodian with the payment and registration details.

An administrative charge may be deducted from the excess payment.

Q6. Can I use an NRI account to pay?

The supplied guidance recommends transferring funds from the NRI account to an NRO account and making the MCC payment from the NRO account.

Q7. Will MCC pay interest on the security deposit?

No. Interest is not paid on the refundable security deposit.

Q8. What happens if I initiate a chargeback?

The regular refund may be delayed. The candidate may need to withdraw the chargeback and obtain an NOC from the issuing bank.

Important Tips to Avoid Payment Problems

Use an active and reliable bank account.
Keep the payment account active until the refund is received.
Save the payment receipt and transaction ID.
Check your bank statement before attempting another payment.
Avoid immediate repeated payments after a delayed confirmation.
Do not initiate a chargeback without understanding the consequences.
Use your registered email address when contacting the Financial Custodian.
Fill Round 2, Round 3 and Stray Round choices carefully.
Monitor the MCC portal for refund and counselling updates.

Conclusion

Understanding the registration fee, security deposit and refund rules is essential for avoiding financial loss during MCC NEET UG counselling.

Candidates should remember:

The registration fee is non-refundable.
The security deposit is refundable only when the applicable conditions are fulfilled.
Round 1 generally offers free exit.
Non-joining from Round 2 onward may result in forfeiture.
Refunds are credited only to the original payment account.
Chargebacks can substantially delay the refund.
The payment account should remain active until the refund is completed.

Careful payment management and a clear understanding of the round-wise rules can help candidates complete MCC counselling without unnecessary financial complications.

Disclaimer

This article is based on the MCC UG Information Bulletin 2026 details supplied for this guide. Fees, refund timelines, payment methods and forfeiture rules may be revised through subsequent MCC notifications.

Candidates should always check the official MCC website and latest counselling bulletin before making any payment or admission decision.